Edelweiss Tokio Term Insurance
  • 98.74% CSR
  • 32 Critical Illnesses covered
  • 3 rider benefits
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Edelweiss Tokio Term Insurance: Overview

Edelweiss Life Insurance started as a general insurance provider in 2011. Currently, more than 120 branches operate in every major city, and over 5000 employees are working under the company. As a responsible family member, you would always be concerned about what happens to your family after your death. Edelweiss Life’s term plans are the perfect solution to this concern.

It offers vast categories of term plans such as level term plans, increasing term plans, term plans with optional riders, and term plans with a return of premium to cater to the needs of every customer.

What are some of the
Benefits
that set them apart?

  • Best Customer Experience

  • Affordable Premiums

  • Hassle-free Claim Process

  • Tax Benefits

  • Enhanced Protection with Riders

  • Death benefits for Your Loved Ones

  • Special Premium Rates for Non-Smokers
  1. Solvency Ratio
    2.1
  2. Claim Settlement Ratio
    99.2%
  3. Annual Premium
    Rs 1,690.47 crore
  4. Branches
    109 branch offices

Edelweiss Tokio Term Insurance Plans

Edelweiss Tokio Term Insurance offers you multiple term insurance plans based on the features, benefits, and eligibility criteria. Here are some of the term plans offered by Edelweiss Tokio Term Insurance.

Plan Entry Age Tenure Min. Sum Assured Unique Features
Edelweiss Life Total Protect Plus Plan Minimum Age - 18 years Maximum Age - 65 years Annual, half-yearly, quarterly & monthly Rs 25 lakhs
  • Return of premiums
  • Better half benefit
  • Child future protect benefit
Edelweiss Life Zindagi Protect Plan Minimum Age - 18 years Maximum Age - 65 years Annual, half-yearly, quarterly & monthly Rs 50 lakhs
  • Child Future Protect Benefit
  • Premium Break Benefit
  • Special exit value

Overview of Edelweiss Tokio Term Insurance Plans

Here is a quick overview of the Edelweiss Tokio Term Insurance Plans listed in the above table.

Edelweiss Life Total Protect Plus Plan

Edelweiss Life Total Protect Plus is a pure protection plan that offers you life coverage for 100 years. The plan lets you choose from 3 plan options. You can also cover your spouse under this plan.

Here are the key features of the above plan
  • Return of premiums available.
  • Discount on first-year premiums. 
  • Option to enhance your coverage with rider benefits.
  • Choose your premium payment term.

Explore other Edelweiss Tokio Term Insurance

Edelweiss Tokio Term Insurance offers one of the best term insurance plans to cater to the unique needs of every customer. You can buy their term plans with high life cover at pocket-friendly costs. Get a 5% discount for online purchases and 100% claim assistance with Edelweiss Tokio Term Insurance plans. Below is the list of term plans offered by Edelweiss Tokio.

Edelweiss Life Total Protect Plus is a pure protection plan that comes with 3 plan options such as Life Cover Option, Return of Premium Option, and Li...

Unique Features

  • Covers up to age 100
  • Child’s Future Protect
  • Hospital Cash Benefit

Edelweiss Life Total Protect Plus (Pros)

Edelweiss Life Total Protect Plus
  • Return of premium
  • Life long benefit option
  • Choice of policy term

Edelweiss Life Total Protect Plus (Cons)

Edelweiss Life Total Protect Plus
  • No survival benefits
  • No policy loan
  • No death benefits in case of suicide during first year

Edelweiss Life Total Protect Plus (Other Benefits)

Edelweiss Life Total Protect Plus
  • Spouse cover
  • Child protection cover
  • Enhanced riders

Edelweiss Life Total Protect Plus (Eligibility Criteria)

Edelweiss Life Total Protect Plus
  • Entry Age- 18 years
  • Max Entry Age- 65 years
  • Minimum sum assured- Rs 25 lakhs
  • Maximum maturity age- 100 years
  • Premium payment term- 5 to 20 years

The Edelweiss Life Zindagi Protect is a pure-term insurance plan that provides financial support to your dependents in return for the premium you have...

Unique Features

  • 6% Discount on Premiums
  • Child Future Protect Benefit
  • Premium Break Benefit

Edelweiss Life Zindagi Protect (Pros)

Edelweiss Life Zindagi Protect
  • Premium Break Benefit
  • Child’s Future Protect Benefit
  • Better Half Benefit

Edelweiss Life Zindagi Protect (Cons)

Edelweiss Life Zindagi Protect
  • No policy loan
  • No survival benefit
  • No death benefits in case of policyholder& 039;s death due to suicide.

Edelweiss Life Zindagi Protect (Other Benefits)

Edelweiss Life Zindagi Protect
  • Whole Life Cover
  • Return of Premium Option
  • Multiple Death Benefits Payout

Edelweiss Life Zindagi Protect (Eligibility Criteria)

Edelweiss Life Zindagi Protect
  • Entry Age- 18 years
  • Max Entry Age- 65 years
  • Minimum sum assured- Rs 25 lakhs
  • Maximum maturity age- 100 years
  • PPT- Regular/ Limited

Riders You Can Avail With Edelweiss Tokio Term Insurance Plans

Name of the rider Benefits
Edelweiss Tokio Accidental Death Benefit Rider  This rider enhances the life coverage given to your loved ones in case of an accident causing your death. So your loved ones could receive the base sum assured along with the rider's sum assured.
Edelweiss Tokio Accidental Total and Permanent Disability Rider It can be a difficult task when an accident leaves you with a disability, which impacts your ability to provide consistent income for your family. Under this rider, if you cannot earn for more than six months due to any accidental disability the rider waives off all your premiums but the insurance coverage stays intact. 
Edelweiss Tokio Critical Illness Rider Under this rider, you would be provided a sum assured apart from the base plan sum assured if you are diagnosed with any critical illnesses mentioned in the plan that you bought. 

Benefits of Edelweiss Tokio Term Insurance

Edelweiss Tokio Term Insurance is one of the most trustworthy and reliable insurer partners you can choose from. Here are the reasons why you should choose Edelweiss Tokio Term Insurance Plans:

Tired of Pushy Sales? Get Insurance, Your Way Tired of Pushy Sales? Get Insurance, Your Way

Additional Benefits Offered By Edelweiss Term Insurance Plans

Edelweiss Term Insurance Plans offer various additional benefits to the policyholders.

Better Half-Benefit

With the Better Half Benefit, Edelweiss Life Zindagi Protect offers your spouse life coverage in the same plan at a minimal extra cost.

Covid-19 coverage


Edelweiss Life term insurance plans cover death caused by Covid-19. This ensures complete financial protection for the family

Flexible policy and premium term. 

Edelweiss Term Insurance Plans allow you to choose your policy term and premium term.

Term plans for every individual

Edelweiss Life offers term plans for every individual whether you are a sole breadwinner, couples , parents, etc.

Types of Edelweiss Term Insurance Plans

There are various Edelweiss Term Insurance Plans based on their features, policy tenure, benefits, etc. You can choose the one that best suits your requirements.

Basic Term Plan

Plan Name: Edelweiss Life Saral jeevan Bima

These plans only provide a sum assured to the nominee in case of the death of the policyholder. No survival benefits are included.

Term Plan with Return of Premium

Plan Name: Edelweiss Life Zindagi Protect

These plans give the premium amount back to the policyholders only if they survive the policy term.

Documents Required to Buy Edelweiss Term Insurance Plans

Here are the documents required to buy a Edelweiss Term Insurance Plans:

Photo ID Proof

Photo ID Proof (either of one) - Passport, Aadhar card, PAN card, Driving license.

Why Choose PolicyX.com?

Don't just take our word for it - check out what our happy customers say about us!

All my claims were rejected for 3 years. Then, I received a text from PolicyX team, who noticed that my claims hadn't been settled. They managed to get my claims settled, totalling ₹4.5 L. I really appreciate the efforts of the PolicyX advisors for their support in settling my claims.

Ravindra Singh

I highly appreciate the help of the PolicyX team for settling my claim of Rs. 5 Lakhs with zero deductions. I took a policy online from them in March 2024. As a customer, it's been a great experience throughout the process.

Priti varshney

I'm very satisfied because my claim of over ₹2 L has been settled as a result of your team effort. However, I was very upset with the insurer, who delayed the claim for almost 2 months. But with your support and interaction, the claim was settled within 30 days & I appreciate it a lot.

Nisha Mary

I bought my health policy from PolicyX, and so far, it's been a very pleasant experience with the team. I really appreciate the help for renewing my health policy. I look forward to continuing my relationship with PolicyX and recommend it to everyone.

Ajay Shah

PolicyX has been a savior during a medical emergency in my family recently. My wife was admitted in the hospital, and the insurance company declined my claim request. The PolicyX team handled the situation very well and I received the claim right on time.

Vijay Rathod

I purchased a health plan for the very first time and the support by PolicyX is commendable. They helped me with the paperwork, explained the policy details to me with patience and supported me at every step of policy buying. A big thanks to you guys.

Uma Mahajan

How to File Edelweiss Life Term Insurance Claims?

Filing a claim for the Edelweiss Life Term Plan is a simple and hassle-free task. You can easily fill and submit their claims online or offline. To file a claim for Edelweiss Life Term Plan, you need to follow the below-mentioned steps.

Online Process

Your Occupation
1

Claim Reporting

Inform the company about the incident via various channels- by writing an email at claims@edelweiss.in, calling the toll-free number (1800 2121 212), filling out the online claim form on its website, or visiting the nearest branch. The following details have to be provided during the intimation of your claim: Name of the policyholder, Policy number, Date of death, Nominee name, Cause of death and Contact details.

 

Your Occupation
2

Claim Review

Edelweiss Tokio’s customer support staff will review your claim form and will assist you at every step. Their staff will next evaluate your claim and notify you if any papers are still pending.

Your Occupation
3

Claim Approval and Settlement

After receiving all the documents and claim forms, the company will verify the details as per their norms. On successful completion, the claim will be settled and the amount will be transferred to the nominee's bank account and the same will be communicated to him/her over call or email.

Offline Process

We can also report Edelweiss Tokio Term Insurance claims by visiting their nearest branch office. For details of your nearest branches, visit the 'Contact Us' section on their official website. You must carry all your essential documents at the branch so that your claim can be processed smoothly.

Your Occupation
Life Insurance

More Queries?

If you have any more queries regarding Edelweiss Tokio Term Insurance Plans, Renewals, or Claim Procedures, contact our insurance experts at:
1800-4200-269 now!

Edelweiss Tokio Term Insurance: FAQs

1. What is the Better Half Benefit in the Edelweiss Life term plan?

With this benefit, you can give your partner additional Life Insurance up to 50% of your term plan coverage in your absence.

2. Where is the Edelweiss Life Term Plan calculator available?

Edelweiss Life Term Plan calculator is available on the PolicyX.com website in the term insurance section.

3. How I can pay the premium of the Edelweiss Life Term plan? What are the payment options offered by Edelweiss Term Insurance?

You can pay your Edelweiss Term plan premium online as well as offline.

4. What effect does a customer’s smoking habits have on the premium calculation at Edelweiss Life Insurance?

According to the Edelweiss Life Insurance Company, smokers are at a higher risk. Hence, the premium amount of smokers is higher than for non-smokers.

5. Why should I opt for Edelweiss Life Saral Jeevan Bima?

It is a simple and easy-to-navigate pure-term insurance plan designed to protect your family. It not only covers your financial needs but provides you the flexibility to choose premium payment terms.

6. What is the minimum and maximum policy Term for the Edelweiss Life Saral Jeevan Bima plan?

The minimum policy term is 5 years and the maximum policy term is 40 years.

7. How long do I need to pay premiums and at what frequency?

For a regular pay plan, you need to pay your premiums for the same duration as that of your policy term. For limited pay, you can pay the premium for 5 or 10 years. For single pay, you have to premium only once. For regular pay and limited pay, you can decide to pay your premiums yearly, half-yearly, or monthly.

8. What is the minimum and maximum maturity age for Saral Jeevan Bima?

The minimum maturity age is 23 years and the maximum maturity age is 70 years.

9. What are the minimum and maximum entry age for Saral Jeevan Bima?

The minimum entry age is 18 years and the maximum entry age is 65 years.

10. Does Saral Jeevan Bima have a maturity benefit?

As this is a pure term plan, Saral Jeevan Bima has no benefits on maturity.

11. Should I opt for the Edelweiss Life Zindagi Plus plan?

It is a comprehensive term plan that provides protection to your family, It takes care of your changing responsibilities and increasing cost of living along with your present requirements.

12. Does Edelweiss Life Zindagi Plus cover Covid-19 death claims?

Yes, this plan covers deaths due to Covid-19

13. What is the hospital cash benefit rider in Edelweiss Life Term Insurance?

This rider offers a minimum of Rs 1000 and a maximum of Rs 6000, under the daily cash benefit, starting on the first day of hospitalization.

14. Does Edelweiss Life Term Insurance have critical illness coverage?

Yes, this term Insurance has a critical illness rider. The rider provides coverage for a variety of conditions, including myocardial infarction (first heart attack of a defined severity), cancer of a specific severity, open chest CABG, open heart replacement or repair of heart valves, kidney failure needing frequent dialysis, third-degree burns, major organ/bone marrow transplant, and more.

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varun saxena

Written By: Varun Saxena

I am a passionate content writer with over three years of experience in the insurance domain. An avid learner, I always tries stays ahead of the industry's trends, ensuring my writing remains fresh and includes the latest insurance shifts. Through my work, I strive to engage with targeted insurance readers.